Attention homeowners: Real estate appraisal services for in Bakersfield and Kern CountyCheck out the top 7 reasons California homeowners order from Bell Appraisal Services:
At Bell Appraisal Services, we understand the special needs of a homeowner in need of appraisal services. Our typical business clients get the appraisal process and the standard reporting formats. Being a regular homeowner that probably doesn't see an appraisal every day, you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis. For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value estimation than yours.Challenging Kern County's assessment of your propertyLet's say your home is not appreciating as much as other properties nearby -- your local tax assessor may have your house overvalued. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal from Bell Appraisal Services is your strongest weapon.Need to remove PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred money saver for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Bell Appraisal Services, we're veterans in helping customers just like you rid themselves of unneeded and unwanted PMI insurance.Was your HELOC recently frozen?Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Bell Appraisal Services can help you reinstate your home equity line of credit with an expert appraisal.Need Field and Desktop Appraisal Review Services?Have you just received a copy of your appraisal and you would wish to have an expert double-check it for efficiency or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? We can assist you. While usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your property. |
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